Introducing

Replace your call center
with intelligent collection.

ClarityCollect is an AI-powered platform that collects more money, costs less to run, and treats people with respect — so you can scale without scaling headcount.

The Problem

60+ employees. Rising costs.
Diminishing returns.

💸

Massive Overhead

Salaries, benefits, training, turnover — a call center workforce is your single biggest expense, and it scales linearly with volume.

📉

Inconsistent Results

Human agents vary wildly in skill and approach. One bad call can trigger complaints, disputes, or regulatory risk.

🧑‍💼

Management Burden

Hiring, onboarding, scheduling, QA, HR issues — managing 60+ people is a full-time operation on its own.

60+
Employees to manage
24/7
Coverage needed
7–11
Touches before a debtor responds
The Solution

AI that collects smarter
than your best agent.

ClarityCollect replaces phone-heavy, people-heavy collection with an intelligent platform that engages debtors across email, SMS, and chat — using behavioral science from Cialdini, Kahneman, and Thaler to guide them toward payment.

1

AI Sends Outreach

Automated, compliant contact via email + SMS — no human needed to initiate.

2

System Profiles the Debtor

Analyzes response time, tone, and behavior to classify them into a psychological persona.

3

Adapts Communication

Shifts tone, cadence, and channel strategy based on who they are — not a one-size-fits-all script.

4

Guides to Payment

Presents personalized payment options through a self-service portal. No phone call required.

The Secret Weapon

Six personas. Six strategies.
One system that adapts.

The system reads behavioral signals and tailors every message to the person behind the debt.

😰
Reassure & Simplify

The Anxious Compliant

Wants to pay but paralyzed by fear. We lead with empathy and low-pressure options.

🙈
Reduce Friction

The Overwhelmed Avoider

Buried under cognitive load. We break it into tiny steps — "just reply with HELP."

⚔️
Respect & Evidence

The Defensive Challenger

Skeptical and adversarial. We match directness with transparency and documentation.

🧮
Incentivize & Deadline

The Strategic Calculator

Running a cost-benefit analysis. We use real scarcity and structured offers.

😔
Privacy & Dignity

The Ashamed Hider

Crippled by shame. We make engagement feel private, anonymous, and judgment-free.

🤝
Long Game & Empathy

The Genuine Hardship

Wants to pay but can't right now. We maintain the relationship for when things improve.

The Shift

From brute force to intelligence.

✕ Today's Model

60+ employees — salaries, benefits, turnover
Same aggressive script for every debtor
Limited to business hours, phone-only
High management overhead and HR burden
Inconsistent compliance and quality
Scales linearly — more debt = more people

✓ ClarityCollect

AI handles the volume — tiny team oversees
6 psychological personas, each with its own strategy
24/7 across email, SMS, chat, and voice
No hiring, no HR, no scheduling headaches
Built-in Regulation F compliance at every step
Scales infinitely — more debt, same system
The Outcome

Less cost. More collected.
Zero headaches.

↓ 70%+
Reduction in operational costs
by replacing the majority of call center staff
24/7
Always-on collection engine
across email, SMS, chat & voice
↑ Recovery
Higher collection rates through
persona-matched persuasion

Compliance-First by Design

Every interaction follows Regulation F, TCPA, and CAN-SPAM guidelines automatically. The 7-in-7 call rule, reasonable contact hours, cease & desist compliance, and full audit trails are baked into the system — not left up to individual agents.

The Model

You only pay when we collect.

25%
of collected debt
Pure contingency — nothing upfront
$0

No Upfront Costs

Zero payroll commitment to get started

$0

No Monthly Retainers

No fixed overhead eating into your margins

$0

No Hiring or Training

We absorb all development and onboarding

$0

Zero Risk

No collections = no fee. Incentives fully aligned.

At 25%, you're paying the same rate you're already spending internally — but with zero risk, infinite scalability, and no HR headaches.

What You Get

Everything included.
Nothing to manage.

🧠

Persona Assessment

Every account is psychologically profiled and assigned the right engagement strategy automatically.

🔄

Dynamic Strategy

Communication adapts in real-time as debtor behavior and psychological state evolves.

📱

Multi-Channel Outreach

Email, phone, SMS — optimized per persona for maximum engagement and response.

⚖️

Full Compliance

FDCPA, Regulation F, TCPA, and CAN-SPAM compliance built in. We absorb the regulatory risk.

📊

Real-Time Reporting

Transparent dashboards with full account visibility — see exactly what's happening and when.

🎯

Behavioral Analytics

Continuous learning engine that optimizes strategies over time for better results on every account.

Next Steps

Ready to collect smarter?

We'll map your current workflow, identify the highest-impact accounts to start with, and build a ClarityCollect pilot tailored to your operation.

Launch App →